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Bruce McKelvey (McKelvey)
Yup...I studied this crap until I needed some "Wine Therapy" to decompress. Those of you who don't know,I will be sixty-six this March. That's right..a year older than y'all because of my inability to conform in my sixth grade class with T Alan Huffman at Wooster School. He asked me to spend another year with him to see if I could find the "Error of my ways" Didn't work..cuz i'm still a little off center. However, I did get to go to Camp Cheerful twice because of my little set-back...Ok...Go with Medicare Plan "F". It would seem you get more bang for your buck. I chose the Blue Cross/ Blue Shield plan at $120.00 per month. (which has now increased to $126.00 per month for 2010) So far I have had no co-pay on Dr.visits. As for Medicare plan "D",I chose United Health Care RX Value Plan. That is $13.00 per month. Sooo..the grand total monthly expense for me is as follows:1)$96.40 for Medicare,2)$126.00 Supplemental Insurance, and $13.50 for RX part "D"
Even though I have had issues with "General Math" in the past..I beleive the monthly total is $235.90. If you are on Social Security,you can elect to have your Medicare and your RX Plan "D" taken right out of your check. This is what I would do. SERIOUSLY...make sure you get together with you insuranse provider to discuss all your options and what is best for you personally. Make sure you get your supplemental ins. in the time window allowed,or you will pay MORE down the road for not doing it. The only pre-existing condition that may cause a problem is if you have been on prior kidney dialasis.(they can't shoot you down for this,just a higher rate) Signing up for all this crap is not as hard(bad) as everyone thinks it is.In case you all have forgotten..I was not on the "Deans List" and I still figured it out. Hope some of my off-the-wall info has helped.....
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